Just because you have been pre-approved and have your future dream under contract doesn't mean you can sit back and assume the home is yours. While most of the hard work is done, there are still same things you need to avoid to not have delays in your journey to home ownership.

Don't Apply for a New Credit Card!

Remember that when you apply for a new credit card it can be BAD and look poorly on your credit rating. WAIT. 

Avoid Changing Jobs! 

Although job changes can provide better pay or a chance for advancement. It could delay your quest for home ownership.

Don't Buy A New Car!

If you would like to live in a new car instead of the dream home, then go ahead and pick one up.

Don't Close Any Credit Account

It make sense to clean up your finance by cancelling your unused credit cards and transferring balances to other cards to get a lower interest rate when you're offered them. Don't do it! This can be a bad move for your credit score.

Don't Go Furnish the Home Before You Own It!

We all know that you already have picked out that new couch, entertainment center and flat screen T.V. Avoid buying them until after you close on your home.

Don't Get Behind On Payments!

Make sure you stay on top of credit card and rent payments.

Don't Spend Your Savings!

You're going to need cash for down payment and if you end up Paying closing costs.

Don't Move Money Without A Paper Trail!

Your lender is going to need documentation for all your transactions to make sure you really have enough money.